Lending Works

Lending Works is a leading UK peer-to-peer (P2P) platform which seamlessly connects private and institutional lenders to individual and corporate borrowers. It provides an alternative to traditional lenders such as banks and building societies for customers seeking a loan, helping them to take control of their own finances. These loans are both low cost and flexible, and also deliver a competitive yield to lenders or investors, which often betters the rate that they could typically receive on their savings.
The business was the first major P2P platform to be fully authorised by the Financial Conduct Authority, the first to be authorised to provide an ISA offering and is also the first P2P provider to have negotiated insurance cover for its lenders, providing protection against a borrower defaulting on debts. This enhanced protection means lenders can take greater comfort that their money is secure.